Bharti AXA Life Guarantee Builder is a  Unit Linked Guarantee Plan. It’s a very solid investment plan that will provide you long term benefits by investing in a mix of debt & equities, while providing a Guaranteed Maturity Value over 15 years.It has a strong life insurance protection embedded for your family so i think it is a worth plan for you..

Bharti AXA Life Guarantee Builder  Key Benefits:

• Ensure solid protection for your family through a Death Benefit that offers Sum Assured PLUS Fund Value
• Get the comfort of a Guaranteed Maturity Value (GMV) which means atleast your investment premiums are returned at maturity.
• Get the power of Builder, which means that you can expect your GMV to potentially increase by 1% each year till it reaches 115% by the time Guarantee is applicable.
• The new Build n Protect Fund ensures not only safety to your investments, but also provide you the springboard for growth of your investments over the long-term by allocating upto 40% in large-cap stocks.
• Get tax benefits on the premiums paid and benefits received as per the prevailing tax laws.

still confuse check the official site.