Bharti AXA Life Guarantee Builder  Key Benefits:

• Ensure solid protection for your family through a Death Benefit that offers Sum Assured PLUS Fund Value
• Get the comfort of a Guaranteed Maturity Value (GMV) which means atleast your investment premiums are returned at maturity.
• Get the power of Builder, which means that you can expect your GMV to potentially increase by 1% each year till it reaches 115% by the time Guarantee is applicable.
• The new Build n Protect Fund ensures not only safety to your investments, but also provide you the springboard for growth of your investments over the long-term by allocating upto 40% in large-cap stocks.
• Get tax benefits on the premiums paid and benefits received as per the prevailing tax laws.

still confuse check the official site.

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About Spot Suraksha Plan :

Spot Suraksha insurance policy will help you to protect your money and keep its safe to meet your long term needs for future, because of its simplified buying process.

Why you should buy Bharti AXA Life Spot Suraksha insurance plan ?
Key Benefits of  Spot Suraksha policy :

• Easy to buy Investment solution – with a simplified proposal form, no medical examinations & you are insured on the spot with the issuance of a cover note!!
• 130% of first year premium is returned as Guaranteed Special Addition on death or on Maturity.
• Allocation rates 100% from year 2 onwards!
• 3 investment fund options as per your investment preferences & the facility to switch amongst the investment funds as per your investment objectives.
• Flexibility of partial withdrawals after fifth Policy Year, cover continuance option after seven policy years
• Tax benefits under section 80C and 10(10D) of Income Tax Act.

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At what stage you need :

1. When your will complete Class X, Class XII, graduation and post-graduation.
2. Unfortunate event of the death of a parent, the child’s education continues unhampered.

Below are the ICICI child insurance plans  choose according to your needs.

Plan Name                                        Plan Type

SmartKid New Unit-linked       Unit Linked
Regular Premium

SmartKid New Unit-linked       Unit Linked
Single Premium

SmartKid Regular Premium       Traditional

So be a smart parent..

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1. Reliance Super InvestAssure Plan
2. Reliance Child Plan
3. Reliance Secure Child Plan
4. Reliance Wealth + Health Plan

Visit the nearest reliance life insurance office for more details.

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Bharti AXA Life Bright Stars Key Benefits:

* Get 360` protection in securing your child’s future.
o Payment of sum assured immediately on death;
o Payment of future premiums by the company till maturity;
o Get Policy Fund Value along with Jumpstart benefit at maturity.
* A Jumpstart benefit to boost your maturity proceeds.
* A flexible Policy which adjusts to your financial needs by giving you various options like top ups, choice of investment funds, switch, withdrawals, cover continuance option, decrease in premium and more.
* Choice of 5 policy terms to match your financial goals.
* Get tax benefits on the premiums paid and benefits received as per the prevailing tax laws.

Check more details at http://www.bharti-axalife.com

Also do not forget to download the brouchure in pdf format. If any one know more about this plan please write i comments so that others can get the benefit..

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About LIC Jeevan Amrit Plan:
This is suitable for the younger ones who desires  high cover at a low cost and do not want  to pay premiums for a longer duration. Under this plan premium payment is limited to 3 or 4 or 5 years and the premium payable during the first year is higher than the premiums payable in subsequent years.

Options:
You may choose Sum Assured (S.A.), Premium Paying Term, Policy Term and Mode of premium payment.

Payment of Premiums :
Option to pay premiums yearly or half-yearly during the premium paying term of 3 or 4 or 5 years.

Eligibility Conditions and Other Restrictions :
Minimum Entry Age     :  12 years (last birthday)
Maximum Entry Age     :  60 years (nearest birthday)
Maximum Maturity Age     :  70 years (nearest birthday)
Minimum Sum Assured     :  Rs. 1,00,000
Maximum Sum Assured     :  No limit
Premium Paying term     :  3 to 5 years
Policy term     :  10 to 30 years

If you are not satisfied with the “Terms and Conditions” of the policy you may return the policy  within 15 days.

Check more details at LIC website here

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