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	<title>India business news, Investment and Financial tips &#187; Fixed deposit</title>
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	<link>http://www.indiaeconomictimes.com</link>
	<description>Business news and tips related to indian banking, real estate, mutual funds, insurance, property, nri&#039;s and much more</description>
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		<title>Fixed deposit tips for indians</title>
		<link>http://www.indiaeconomictimes.com/tips/fixed-deposit-tips-for-indians/</link>
		<comments>http://www.indiaeconomictimes.com/tips/fixed-deposit-tips-for-indians/#comments</comments>
		<pubDate>Thu, 24 Feb 2011 16:39:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[tips]]></category>
		<category><![CDATA[FD]]></category>
		<category><![CDATA[Fixed deposit]]></category>

		<guid isPermaLink="false">http://www.indiaeconomictimes.com/?p=217</guid>
		<description><![CDATA[Financial investment is very important to secure your future. Almost every bank offers the facility of fixed deposit but you should know that its amount of interest is fixed.You can get higher interest on fixed deposit in many ways. If you have an FD in any bank then you shouldn&#8217;t break it before its proper [...]


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			<content:encoded><![CDATA[<p>Financial investment is very important to secure your future. Almost every bank offers the facility of fixed deposit but you should know that its amount of interest is fixed.You can get higher interest on fixed deposit in many ways.</p>
<ul>
<li>If you have an FD in any bank then you shouldn&#8217;t break it before its proper time period to get higher rate.</li>
<li>You can add your surplus funds in your FD to get higher rate of interest.</li>
<li>You should choose correct and best financial institution for better fixed deposit rate.</li>
<li>If the investor deposit finance for long time then the financial institution offers higher rates. Sometimes several banks provide various facilities of higher interest for senior citizens as well employees. So always be alert about these facilities and would taken the benefit.</li>
<li>You can also reduce your tax in many ways. If you separate your deposit in various banks then you can reduce your taxes. RBI bonds are tax saving bonds that provides the facility to investor to save on tax.  ICICI and IBI also provide the benefit of tax saving.</li>
</ul>


<p>Related posts:<ol><li><a href='http://www.indiaeconomictimes.com/tips/planning-for-retirement-in-india-financial-planning-steps-tips/' rel='bookmark' title='Permanent Link: Planning for retirement in india &#8211; Financial Planning steps &#038; tips for retirement'>Planning for retirement in india &#8211; Financial Planning steps &#038; tips for retirement</a> <small>Financial planning requires a full proof strategy because this is...</small></li>
<li><a href='http://www.indiaeconomictimes.com/home-loans/icici-bank-reduced-its-home-loan-rates-by-25-50-bps/' rel='bookmark' title='Permanent Link: ICICI Bank reduced its home loan rates by 25-50 bps'>ICICI Bank reduced its home loan rates by 25-50 bps</a> <small>First large private sector Bank ICICI has slashed its home...</small></li>
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		<title>New schemes for womens by State Bank of Travancore</title>
		<link>http://www.indiaeconomictimes.com/loans/new-schemes-for-womens-by-state-bank-of-travancore/</link>
		<comments>http://www.indiaeconomictimes.com/loans/new-schemes-for-womens-by-state-bank-of-travancore/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 10:47:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Fixed deposit]]></category>
		<category><![CDATA[State Bank of Travancore]]></category>

		<guid isPermaLink="false">http://www.indiaeconomictimes.com/?p=29</guid>
		<description><![CDATA[ In Thiruvananthapuram Kerala, the State Bank of Travancore has launched two new schemes particularly for Indian womens . First is a new savings deposits scheme SBT Prathibha Second is  a loan scheme at 8% interest, named SBT Mahila Vikas to provide term loan/working capital to units promoted by women, for loan limits ranging from Rs 50,000 to Rs [...]


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<li><a href='http://www.indiaeconomictimes.com/home-loans/icici-bank-reduced-its-home-loan-rates-by-25-50-bps/' rel='bookmark' title='Permanent Link: ICICI Bank reduced its home loan rates by 25-50 bps'>ICICI Bank reduced its home loan rates by 25-50 bps</a> <small>First large private sector Bank ICICI has slashed its home...</small></li>
</ol>

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			<content:encoded><![CDATA[<p> In Thiruvananthapuram Kerala, the <strong>State Bank of Travancore</strong> has launched two new schemes particularly for Indian womens .</p>
<ol>
<li>First is a new savings deposits scheme <strong>SBT Prathibha</strong></li>
<li>Second is  a loan scheme at 8% interest, named <strong>SBT Mahila Vikas</strong> to provide term loan/working capital to units promoted by women, for loan limits ranging from Rs 50,000 to Rs 25 lakh.</li>
</ol>


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<li><a href='http://www.indiaeconomictimes.com/home-loans/icici-bank-reduced-its-home-loan-rates-by-25-50-bps/' rel='bookmark' title='Permanent Link: ICICI Bank reduced its home loan rates by 25-50 bps'>ICICI Bank reduced its home loan rates by 25-50 bps</a> <small>First large private sector Bank ICICI has slashed its home...</small></li>
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